What about cash or check jobs?

Record the check number if you like, so everything stays on the books. Mark a cash or check job paid in the office and the platform share accrues on your dashboard. That money never passed through Stripe, so it comes out of your next customer card and bank payments, never more than half of any one payment, with no processing added. If nothing has been collected from you for 30 days, what you owe is charged automatically, once, to the card or bank account you keep on file with DumpsterVibes (Tools → Platform Fees → Billing). The processing on that charge is yours and is added on top (2.9% + $0.30 on a card, 0.8% (at most $5.00) on a bank account); it doesn't count toward the monthly maximum. A balance under $5.00 isn't charged; it carries forward until it reaches $5.00. If that charge fails, it isn't retried on its own: DumpsterVibes contacts you. Want it settled sooner? Press Pay under Platform fees any time.